VibeFox Pin Payments for Adobe Commerce

Overview

VibeFox Pin Payments Gateway adds card payments through Pin Payments to Magento Open Source and Adobe Commerce. At the payment step the customer enters Visa, Mastercard or American Express card details in a card form on your checkout. Pin.js, the Pin Payments browser library, turns them into a single-use card token, and only this token reaches your store. After Place Order, Magento places the order in Pending Payment and the module charges the order total at once. The order is invoiced only after Pin Payments reports a successful captured charge.

It suits stores with a Pin Payments merchant account (businesses in Australia and New Zealand) that want an on-site card form. Customers can pay from anywhere. The module takes immediate one-time card payments only. It has no 3-D Secure, saved cards, subscriptions, separate authorize and capture, Apple Pay, Google Pay or webhooks, and no payments for orders created in the Admin.

Key features

Card form with Pin.js tokenization: the card inputs are never posted to your store, only the single-use Pin card token is.

Invoice only after Pin Payments answers: the invoice with the Pin Payments charge token is created only for a captured charge of exactly the order amount and currency. Any difference puts the order On Hold with a note and without an invoice.

One charge per cart: double submits and a second tab cannot charge a cart twice. Each attempt is recorded before the request is sent, so a cart is never charged again blindly.

Safe on timeouts: if Pin Payments does not answer, the order goes On Hold without an invoice, with a note telling you to check the Pin Payments dashboard.

Clear decline messages: a declined card cancels the waiting order and gives the cart back. Customers see plain messages for declined cards, insufficient funds, expired cards or a wrong CVC and can try another card.

Online refunds with Credit Memo: full and partial refunds through the standard Magento Credit Memo of the invoice with Refund, up to the amount actually charged, always sent to the mode (test or live) the order was paid in.

14 currencies: AUD, USD, NZD, SGD, EUR, GBP, CAD, HKD, JPY, MYR, THB, PHP, ZAR and IDR, charged in the order currency. In other currencies the payment method is hidden.

Standard Magento settings: all settings are on the standard Payment Methods configuration page, with separate test and live keys, encrypted secret keys, countries and minimum and maximum order totals, and a log without keys, card tokens or customer data.

Requirements

Magento Open Source or Adobe Commerce 2.4.6 to 2.4.9 (your own server or Adobe Commerce on cloud infrastructure; not Adobe Commerce as a Cloud Service), PHP 8.1 to 8.4. A Pin Payments merchant account with publishable and secret API keys. A VibeFox license key from vibefox.net (one key per domain).