VibeFox Moneris for Adobe Commerce

Overview

VibeFox Moneris Gateway adds credit card payments through the Moneris Gateway (eSELECTplus direct API, Canada) to Magento Open Source and Adobe Commerce. The customer enters the card on the payment step of your checkout and clicks Place Order. Magento places the order in Pending Payment, your server sends the card to Moneris and gets the result at once, without a redirect. The invoice and the order e-mail come only after Moneris approves the payment. You can charge immediately or only reserve the funds and capture them later.

It suits Canadian stores with a Moneris account (and legacy Moneris USA accounts) that want a card form on their own checkout. Because card data passes through your server, you need HTTPS and PCI DSS SAQ D compliance. The module has no saved cards or Moneris Vault, no subscriptions, no Apple Pay, Google Pay or Interac Online, no Moneris Checkout or Hosted Tokenization, no 3-D Secure, AVS or Kount, no multi-currency pricing and no payments for orders created in the Admin.

Key features

Card form on your checkout: Visa, Mastercard, American Express, Discover and JCB, as enabled on your Moneris account. Card data is kept only in memory for the one request; only the last four digits are saved.

Purchase or Pre-Authorization: charge at once with an invoice, or reserve the funds and capture them with Capture Moneris pre-authorization on the order page or a standard invoice with Capture Online.

Capture and void: a refused capture creates no invoice, so the order is never marked paid without money. Void Moneris pre-authorization or cancelling the order releases the reserved funds.

Paid only when Moneris approves: the invoice is created only from an approved Moneris receipt that matches the order. A different amount puts the order On Hold without an invoice; a declined card cancels the order and gives the cart back.

Safe on timeouts: if Moneris does not answer, the module asks Moneris with a Status Check. If the result is still unknown, the order goes On Hold with the Moneris order ID, and the customer is not charged again.

Test and live credentials: separate Store ID and API Token for each mode. Captures, voids and refunds always go to the mode and account the payment was made in.

Online refunds with Credit Memo: full and partial refunds through the standard Magento Credit Memo of the invoice with Refund, up to the amount Moneris charged. A charge on hold without an invoice can be refunded from the order page.

Standard Magento settings: all settings are on the standard Payment Methods configuration page, with encrypted API tokens, countries and minimum and maximum order totals, and a masked log. The order page shows the Moneris transaction and the history of captures, voids and refunds.

Requirements

Magento Open Source or Adobe Commerce 2.4.6 to 2.4.9 (your own server or Adobe Commerce on cloud infrastructure; not Adobe Commerce as a Cloud Service), PHP 8.1 to 8.4 with SimpleXML and cURL. A Moneris Gateway account with a Store ID and API Token, store currency CAD (or USD for a Moneris USA account), HTTPS and PCI DSS SAQ D compliance for live payments. A VibeFox license key from vibefox.net (one key per domain).